Savya
Privacy Notice
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Your money data
stays with you

Savya has no servers, no backend, no account system. Your financial data never leaves your device — not even once.

Last updated: April 2026
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100% On-Device Storage — No Server, Ever
Every account, transaction, budget, goal, and EMI you add is stored exclusively in your browser's local storage. Zero data is transmitted to any server. Savya cannot read your finances because it has nowhere to send them.
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What is and isn't collected
A complete breakdown of every data type
Data type Sent to
Financial data
Accounts, transactions, balances, budgets, goals, EMIs, insurance, credit cards
Never sent
Personal details
Your name (if entered in Settings), salary, custom category names
Never sent
App usage behaviour
Which screens you visit, button taps, session duration — no financial values
Analytics
Session recordings
Anonymised screen interactions to find UX issues — all input fields masked
Clarity
Device & browser type
OS, browser, screen size — collected automatically, used only in aggregate
Aggregate only
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Third-party tools we use
Google Analytics 4 and Microsoft Clarity

Google Analytics 4 — Tracks aggregate usage patterns: which screens are visited most, how long sessions last, whether key flows complete. GA4 may collect approximate location (city-level) and device type. It sees your interactions with the app's UI — not any financial values inside it. Google's privacy policy →

Microsoft Clarity — Records anonymised session replays and heatmaps so we can spot where users struggle in the interface. Microsoft's privacy policy →

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Clarity masks all input fields by default. Any amount, balance, or number you type into Savya is automatically hidden in recordings — it appears as ●●●● in session replays. Your financial numbers are never visible to us.
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Your rights & controls
You own everything stored in Savya
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Export anytime
Settings → Export Data downloads all your Savya data as JSON or CSV at any time.
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Delete anytime
Settings → Clear All Data permanently erases everything. Savya has no copy to restore from.
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No account needed
Savya never asks for your email, phone, or any identity. Sign-up does not exist.
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Moving devices
Export on your old device, import on the new one — we recommend doing this before upgrading.
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Honest limitations
What local storage means for your data safety
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Browser storage can be cleared
Clearing your browser's site data, using "Reset" on your phone, or reinstalling the app will erase all Savya data. Export a backup regularly — Settings → Export Data takes seconds.
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No cloud backup
Savya does not automatically sync or back up your data anywhere. Your data is only as safe as your device. We are working on an optional local-file backup feature.
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Private / Incognito mode
Data entered in private browsing is deleted when the tab closes. Use Savya in normal mode for data to persist between sessions.
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Changes to this notice
How we'll communicate updates

If we make meaningful changes — for example, adding a new analytics tool or changing how data is stored — we'll update the "Last updated" date at the top of this page and show a notice inside the app.

We will never introduce data practices that compromise your financial privacy without clearly communicating it first.

Questions or concerns?
✉️ savya.finapp@gmail.com
We typically respond within 2 business days.
Savya is an independent product built for Indian families.